Improved Interest Rate
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Adjusted Interest Rates:

Loans up to 10,000 carry an interest rate of 6% per annum.

Loans between 10,000 and 50,000 maintain the same 6% interest rate.

Loans from 50,000 to 100,000 benefit from a reduced interest rate of 5% per annum.

Loans exceeding 100,000 up to 400,000 also enjoy the 5% interest rate.

Restriction to New Loans:

This mod exclusively affects new loans acquired after its activation, ensuring that only newly borrowed amounts are subject to the adjusted interest rates.